5 Things to Get in Order Before You File for Divorce
Many people ask us what should I do before filing a divorce in Arizona.
It is important for you to know what you should do before filing for a divorce in Arizona.
According to the American Psychological Association, between 40 and 50 percent of U.S. marriages end in divorce.
That number is even higher if it’s a subsequent marriage.
So if you are considering divorce, you are not alone.
But there are a few things you should get in order before you actually file for divorce.
Look Into Your Health Insurance
Many married couples use only one person’s health insurance.
This is especially true when families are covering children.
However, once you get divorced, this will be problematic. You and your ex-spouse will each need coverage.
Most people get health insurance through their employer.
You could each elect your own employer’s coverage if you are both employed. Divorce qualifies as a life event that will allow you to elect coverage outside of the normal open enrollment window.
If you or your spouse is not employed, another option for health coverage will need to be decided.
You can look to your state government and national programs for help.
Or, you could plan to get a job with insurance coverage before you file for divorce.
Evaluate Your Debts
Do you and your spouse share debt? Student loans, car loans, mortgages, and personal loans can all be sources of debt. Before you file for divorce, get a good handle on your finances and your exact amount of debt.
Once you understand your financial situation, you have to determine whether you could take on paying that debt back if it is split between you two during the divorce process.
If not, you may need to consider getting another job, looking into payment options and talking with a lawyer about how to handle your next steps.
You should never say in a bad marriage because of debt, but you should have a clear picture of how that debt will affect you as you move forward with your life.
Ask yourself whether you should sell the family home, sell a car, or move to a less-expensive area.
Determine Your Housing Needs
It’s unlikely you and your ex-spouse will live together after divorce.
You need a plan for housing.
Step one in determining where you will live is understanding how much you can afford.
This goes back to understanding your finances and debts.
Child support can offset some of your costs if you have children and they will live with you.
Many states offer a basic online calculator for child support.
You should use it as a guide, not an exact calculation.
The exact amount will be decided during the divorce process, but the initial calculator can help you plan how much you can afford in terms of housing.
Alimony (or spousal support) may or may not be awarded during the divorce.
This will vary greatly from marriage to marriage and from state to state.
There is really no way to predict this, so it’s best to not count on it when determining your future housing.
Beyond the cost of your housing, you should also consider the location.
If you are hoping to move out of state, you should speak to a lawyer first.
Some states make it difficult to move away once you get divorced in their jurisdiction.
This is especially true when children are involved.
A lawyer will be able to help you plan ahead and understand the ramifications of filing in one state and moving to another.
Determine Your Need for Job Training
Do you have a job? Do you need more training to earn enough income after getting divorced?
For some people, they have been out of the workforce for a period of time.
Often, this relates to women who forgo their career to raise a family, but there can be other situations where job training is required.
This is something to consider before you file for divorce.
If you need a job or job training, start looking into it now.
Prep your resume and start applying for positions or look into job training options.
You can start taking classes now.
At a minimum, you can make some decisions about the job path you’d like to take and what is required to get there.
Evaluate Your Retirement Plan
If you share a retirement account, such as a 401k or a Roth IRA, with your partner, you need to consider getting your own.
The division of assets, which includes dividing retirement accounts, will be decided during the actual divorce.
However, you need a long-term plan for retirement.
Once you get divorced, it will be up to you to save for your own retirement.
If you are the one who has the retirement account and are sharing it with your spouse, you need to understand that you may lose half that money. Consider how this will impact your retirement plans.
Will you need to work longer and retire at a later age?
All of these issues must be considered before you file for divorce.
It will make your divorce much smoother, and it will enable you to move forward with your life much faster.
If you have questions about what you should do before filing for divorce in Arizona, you should seriously consider contacting the attorneys at Hildebrand Law, PC. Our Arizona divorce and family law attorneys have over 100 years of combined experience successfully representing clients in divorce and family law cases.
Our family law firm has earned numerous awards such as US News and World Reports Best Arizona Family Law Firm, US News and World Report Best Divorce Attorneys, “Best of the Valley” by Arizona Foothills readers, and “Best Arizona Divorce Law Firms” by North Scottsdale Magazine.
Call us today at (480)305-8300 or reach out to us through our appointment scheduling form to schedule your personalized consultation and turn your Arizona divorce or family law case around today.
More Articles About Divorce in Arizona
- ARIZONA DIVORCE PRACTICE
- CAN MY SPOUSE BE ORDERED TO PAY MY ATTORNEY FEES IN ARIZONA
- HOW TO APPEAL A DIVORCE DECREE IN ARIZONA
- MISLED INTO SIGNING DIVORCE SETTLEMENT IN ARIZONA
- MODIFYING A DIVORCE DECREE IN ARIZONA
- WHY MEDIATE YOUR DIVORCE IN ARIZONA
- HOW TO PREPARE FOR DIVORCE MEDIATION IN ARIZONA
- FUNNY DIVORCE QUOTES IN ARIZONA
- LEARN ABOUT UNCONTESTED DIVORCE IN ARIZONA
- ARIZONA DIVORCE LAWS
- EFFECTS OF DIVORCE ON CHILDREN IN ARIZONA
- DIVORCE STATISTICS IN ARIZONA
- PARENTING CLASS DURING A DIVORCE IN ARIZONA
- MERGER OR INCORPORATION OF SETTLEMENT AGREEMENT IN ARIZONA
- HIGH NET WORTH DIVORCE ARIZONA
- HIGH ASSET DIVORCE IN ARIZONA
- COMPLEX DIVORCE CASES IN ARIZONA
- SEALING COURT RECORDS IN AN AZ DIVORCE
- REASONS TO FILE FOR DIVORCE IN ARIZONA
- HOW MUCH DOES A DIVORCE COST IN ARIZONA
- ARIZONA DIVORCE RECORDS SEARCH
- DIVORCE IN ARIZONA WITHOUT CHILDREN
- DOMESTIC VIOLENCE AND DIVORCE IN ARIZONA
- MILITARY DIVORCE LAWS IN ARIZONA
- GUIDE TO DIVORCE FOR MEN IN ARIZONA
- COPING WITH DIVORCE IN ARIZONA
- DIVORCE COURT JURISDICTION ARISES FROM STATUTES IN ARIZONA
- ARIZONA DIVORCE LAWS ON ADULTERY
- FAILURE TO INCLUDE AN ISSUE IN AN ARIZONA DIVORCE
- SOCIAL MEDIA EVIDENCE IN DIVORCE IN ARIZONA
- WHAT TO DO WHEN SERVED WITH DIVORCE PAPERS IN ARIZONA
- SEVEN STEPS OF THE ARIZONA DIVORCE PROCESS: ULTIMATE GUIDE TO DIVORCE
- CHANGE TO MAIDEN NAME AFTER DIVORCE IN ARIZONA
- STOP AN ARIZONA DIVORCE
- ARIZONA DIVORCE DEBT
- MARITAL SETTLEMENT AGREEMENT IN ARIZONA
- SELLING COMMUNITY PROPERTY DURING A DIVORCE IN ARIZONA
- HOW TO OBTAIN A DIVORCE AFTER LEGAL SEPARATION IN ARIZONA
- WHAT REASONS DO I NEED TO OBTAIN A DIVORCE IN A COVENANT MARRIAGE IN ARIZONA
- CONVERT TO A COVENANT MARRIAGE IN ARIZONA
- WHAT IS A COVENANT MARRIAGE IN ARIZONA
- WHAT HAPPENS IF THE DIVORCE CASE GOES TO TRIAL IN ARIZONA
- HOW IS A DIVORCE FINALIZED IN ARIZONA
- DIVORCE CASE IS ON THE INACTIVE CALENDAR IN ARIZONA
- WHAT IS A FAMILY LAW MASTER IN AN ARIZONA DIVORCE CASE
- DOES THE COURT OFFER SERVICES TO SAVE A MARRIAGE IN ARIZONA
- WHAT IS A DEFAULT DIVORCE IN ARIZONA
- SERVED WITH DIVORCE PAPERS IN ARIZONA
- HOW LONG DOES UNCONTESTED DIVORCE TAKE IN ARIZONA
- CAN I STOP A DIVORCE IN ARIZONA IF I CHANGE MY MIND
- HOW LONG DOES IT TAKE TO GET TEMPORARY ORDERS IN AN ARIZONA DIVORCE CASE
- ADVANTAGE FOR FILING DIVORCE FIRST IN ARIZONA
- EFFECT OF ADULTERY ON AN ARIZONA DIVORCE
- CAN I REPRESENT MYSELF IN AN ARIZONA DIVORCE CASE
- WHAT IS A TEMPORARY ORDERS HEARING IN ARIZONA
- WHAT HAPPENS AT A TEMPORARY ORDERS HEARING IN ARIZONA
- HOW LONG DOES A CONTESTED DIVORCE TAKE IN ARIZONA
- ARE PRENUPTIAL AGREEMENTS ENFORCEABLE IN ARIZONA
- HOW TO FIND GOOD DIVORCE ATTORNEY IN ARIZONA
- SERVING DIVORCE PAPERS BY PUBLICATION IN ARIZONA
- CUSTODY OF THE FAMILY PET IN A DIVORCE IN ARIZONA
- SAME-SEX DIVORCE IN ARIZONA
- CONCILIATION COURT SERVICES IN ARIZONA
- DIVORCE AND CHILDREN IN ARIZONA
- SEVEN DOCUMENTS YOU NEED TO FILE FOR DIVORCE IN ARIZONA
- DIVORCE SUPPORT GROUPS IN ARIZONA
- QUICK DIVORCE IN ARIZONA
- NO FAULT DIVORCE IN ARIZONA
- HOW TO GET A DIVORCE IN ARIZONA WHEN YOU CANNOT FIND YOUR SPOUSE
- WHAT IS A PRELIMINARY INJUNCTION IN AN ARIZONA DIVORCE
- ARIZONA DIVORCE ATTORNEY REVIEWS
- DISSOLUTION OF MARRIAGE IN ARIZONA: STEPS TO DISSOLVE A MARRIAGE
- SHOULD I KEEP THE HOUSE IN A DIVORCE IN ARIZONA
- HOW LONG DO YOU HAVE TO BE SEPARATED BEFORE DIVORCE IN ARIZONA
- COLLEGE EXPENSES AFTER DIVORCE IN ARIZONA
- HIGH CONFLICT DIVORCE IN ARIZONA
- VOID AND PROHIBITED MARRIAGES IN ARIZONA
- WHAT HAPPENS AT A RESOLUTION MANAGEMENT CONFERENCE IN ARIZONA
- ARIZONA DIVORCE DOCUMENT PREPARATION SERVICE
- DISMISSAL OF AN APPEAL FOR NOT OBEYING ORDERS IN A DIVORCE IN ARIZONA
- WHAT HAPPENS TO FROZEN EMBRYOS IN A DIVORCE IN ARIZONA
- CORRECTING A MISTAKE IN AN ARIZONA DIVORCE DECREE
- ARE YOU MARRIED TO A NARCISSIST
- DIVORCING A NARCISSIST IN ARIZONA
- FINDING A REALTOR DURING A DIVORCE IN ARIZONA
- ENFORCING A PROMISE IN A DIVORCE IN ARIZONA
- WHEN IS A DIVORCE FINAL TO FILE AN APPEAL IN ARIZONA
- FAILURE TO INCLUDE AN ISSUE IN A PRETRIAL STATEMENT IN ARIZONA
- START DATE FOR TEMPORARY SUPPORT IN ARIZONA
- EFFECT OF CHANGING JUDGES DURING A DIVORCE IN ARIZONA
- FAILURE TO SIGN VERIFICATION OF DIVORCE FORM IN ARIZONA
- CHANGING POSITIONS DURING A DIVORCE TRIAL IN ARIZONA
- HOW TO WORK EFFECTIVELY WITH AN ATTORNEY WHEN YOU DIVORCE A NARCISSIST
- NARCISSIST DIVORCE ADVICE IN ARIZONA
- DEFENSES TO ENFORCEMENT OF A PRENUPTIAL AGREEMENT IN ARIZONA
- CONTESTING A PRENUPTIAL AGREEMENT IN ARIZONA
- CAN A JUDGE REJECT A DIVORCE SETTLEMENT IN ARIZONA
- ARE POSTNUPTIAL AGREEMENTS VALID IN ARIZONA
- INTERNATIONAL DIVORCE IN ARIZONA
- TIPS ON HIRING AN ARIZONA DIVORCE LAWYER
- OPENING BRIEF IN AN ARIZONA FAMILY LAW APPEAL
- DIVORCE TIPS IN ARIZONA
- COMPLETE VERSUS PARTIAL DIVORCE AGREEMENT IN ARIZONA
- DISQUALIFICATION OF ATTORNEY IN AN ARIZONA DIVORCE
- FAILURE TO FILE MARRIAGE LICENSE IN ARIZONA
- LATE DISCLOSURE OF EVIDENCE IN AN ARIZONA DIVORCE CASE
- MISSED COURT DATE IN AN ARIZONA DIVORCE CASE
- COHABITATION AGREEMENTS IN ARIZONA
- FINANCIAL AGREEMENTS BETWEEN UNMARRIED COUPLES IN ARIZONA
- ARIZONA DIVORCE COURT AUTHORITY FOR RELIGIOUS DIVORCE
- PREMARITAL AGREEMENT FROM OTHER STATE IN ARIZONA
- RATIFICATION OF VOIDABLE MARRIAGE IN ARIZONA
- FULL FAITH AND CREDIT AND PERSONAL JURISDICTION IN ARIZONA DIVORCE
- WHAT IS A RULE 69 AGREEMENT IN ARIZONA
- WHAT TO DO DURING A DIVORCE IN ARIZONA
- YOU’RE GETTING A DIVORCE IN ARIZONA, ARE YOU SURE YOU WANT THE HOUSE?
- ENFORCING A PREMARITAL AGREEMENT IN ARIZONA
- ENFORCING UNSIGNED DIVORCE SETTLEMENT IN ARIZONA
- ARIZONA INDUSTRIAL COMMISSION MUST RECOGNIZE VALIDITY OF SUPERIOR COURT RULING REGARDING MARITAL STATUS
- DEATH OF A SPOUSE STOPS A DIVORCE IN ARIZONA
- APPEALING TEMPORARY ORDERS IN ARIZONA
- JURISDICTION ON PROCEDURAL ISSUES IN AN ARIZONA DIVORCE
- CHANGING JUDGES IN AN ARIZONA DIVORCE
- SANCTIONS FOR LEGAL MALPRACTICE IN A DIVORCE IN ARIZONA
- CORROBORATION REQUIRED IN AN ARIZONA FAULT DIVORCE
- MODIFICATION OF SETTLEMENT AGREEMENT IN ARIZONA
- ESTABLISHING EXTRINSIC FRAUD IN AN ARIZONA DIVORCE
- TIME LIMIT TO ENFORCE DIVORCE DECREE IN ARIZONA
- ATTORNEY’S CONFLICT OF INTEREST IN AN ARIZONA DIVORCE
- CONTESTED VS. UNCONTESTED DIVORCES IN ARIZONA
- CHANGING ATTORNEYS DURING A DIVORCE IN ARIZONA
- DIVORCING AN ABUSIVE SPOUSE IN ARIZONA
- STATUTE OF LIMITATIONS ON A DIVORCE DECREE IN ARIZONA
- QUESTIONS TO ASK A DIVORCE LAWYER IN ARIZONA
- SITUATIONS BEST FOR DIVORCE MEDIATION IN ARIZONA
- WHEN IS MEDIATION A BAD IDEA IN ARIZONA
- WHEN IS MEDIATION A GOOD IDEA IN AN ARIZONA DIVORCE
- ATTACKING A POSTNUPTIAL AGREEMENT IN ARIZONA
- UPDATING YOUR ESTATE PLAN AFTER A DIVORCE IN ARIZONA
- DEALING WITH AGGRESSIVE DIVORCE LAWYER IN ARIZONA
- DIVORCING A BIPOLAR SPOUSE IN ARIZONA
- CHOOSING THE RIGHT DIVORCE LAWYER IN ARIZONA
- WHAT YOU NEED TO KNOW ABOUT AN ANNULMENT VERSUS DIVORCE IN ARIZONA
- PROBLEMS WITH AGGRESSIVE DIVORCE LAWYERS IN ARIZONA
- DIVORCING SOMEONE WITH A MENTAL ILLNESS IN ARIZONA
- DIVORCING A PSYCHOPATH IN ARIZONA
- DIVORCING A DEPRESSED SPOUSE IN ARIZONA
- COPING WITH ANXIETY DURING DIVORCE IN ARIZONA
- ESTATE PLANNING AFTER DIVORCE IN ARIZONA
- DIVORCING AN ALCOHOLIC IN ARIZONA
- OBSESSIVE COMPULSIVE PERSONALITY IN AN ARIZONA DIVORCE
- TRAUMATIC STRESS AND DIVORCE IN ARIZONA
- DISSOCIATIVE DISORDER AND DIVORCE IN ARIZONA
- SOMATIC SYMPTOM DISORDER IN A DIVORCE IN ARIZONA
- PERSONALITY DISORDERS IN A DIVORCE IN ARIZONA
- PARANOID PERSONALITY DISORDER IN A DIVORCE IN ARIZONA
- SAVE MONEY ON DIVORCE ATTORNEY FEES IN ARIZONA
- DEALING WITH A LIAR IN A DIVORCE IN ARIZONA
- THE IMPORTANCE OF CONSULTING A FINANCIAL PLANNER BEFORE A DIVORCE IN ARIZONA
- SETTING ASIDE OR MODIFYING DIVORCE DECREE IN ARIZONA
- DUTY OF CANDOR IN A DEFAULT DIVORCE IN ARIZONA
- SOMEONE LIES IN A DIVORCE IN ARIZONA
- DIVORCING A DRUG ADDICT IN ARIZONA
- DIVORCING AN ABUSIVE SPOUSE IN ARIZONA
- FOR THE NEWLY DIVORCED
- APPEALING AN ARBITRATION AWARD IN A DIVORCE IN ARIZONA
- BENEFICIARY DESIGNATIONS AFTER DIVORCE IN ARIZONA
- ATTORNEY FEES ON A JUDGMENT IN A DIVORCE IN ARIZONA
- CONTINUE AZ DIVORCE TRIAL TO HIRE AN ATTORNEY
- PAYOFF IN PRENUPTIAL AGREEMENT ENFORCEABLE IN ARIZONA
- LAW OF THE CASE DOCTRINE IN A DIVORCE IN ARIZONA
- FIXING AN ERROR IN A FAMILY LAW CASE IN ARIZONA
- JUDGE FAILS TO RULE ON A DIVORCE ISSUE IN ARIZONA
- SANCTIONS IN AN ARIZONA FAMILY LAW CASE
- BLAMING DIVORCE ATTORNEY WAIVES PRIVILEGE IN ARIZONA
- PRESERVE CLAIMS FOR A FAMILY LAW APPEAL IN ARIZONA
- FIVE THINGS TO DO TO PREPARE FOR DIVORCE MEDIATION IN ARIZONA
- IS DIVORCE THE BEST OPTION IN ARIZONA
- ASKING YOUR SPOUSE FOR A DIVORCE IN ARIZONA: 5 THINGS YOU NEED TO KNOW
- WHEN DIVORCE IS THE RIGHT CHOICE IN ARIZONA
- DISMISSAL OF INTERNATIONAL DIVORCE IN ARIZONA
- FILING LATE APPLICATION FOR ATTORNEY FEES IN ARIZONA
- SANCTIONS FOR FILING DOCUMENTS IN AN ARIZONA DIVORCE
- CAN YOU LODGE A CONSENT DECREE IN ARIZONA
- SERVICE BY EMAIL IN AN ARIZONA DIVORCE
- WHEN YOU SHOULD FILE FOR BANKRUPTCY BEFORE A DIVORCE IN ARIZONA
- ADVANTAGES OF DIGITAL PRIVACY CLAUSES IN PRENUPTIAL AGREEMENTS
- RESIDENCY REQUIREMENTS FOR A DIVORCE IN ARIZONA
- MOVING OUT OF THE HOUSE DURING A DIVORCE IN ARIZONA
- DIVORCE SUCKS: DECIDING TO DIVORCE IN ARIZONA
- WHAT IS ALTERNATIVE DISPUTE RESOLUTION IN ARIZONA
- PROTECT YOURSELF DURING A DIVORCE IN ARIZONA
- ARIZONA RULE 69 AGREEMENT CONTESTED WITHOUT TRIAL
- JOINING THIRD PARTY IN AN ARIZONA DIVORCE
- WHAT SHOULD I DO BEFORE FILING DIVORCE IN ARIZONA
- EIGHT FINANCIAL MISTAKES TO AVOID WHEN GOING THROUGH A DIVORCE IN AZ
- WHAT TO DO IF YOUR WIFE (OR HUSBAND) WANTS A DIVORCE
- NINE WAYS YOUR SPOUSE CAN HIDE THEIR INCOME BEFORE DIVORCE IN ARIZONA
- WITNESS PREPARATION IN ARIZONA DIVORCE AND CHILD CUSTODY CASES
- HOW SHOULD A MAN PREPARE FOR DIVORCE
- A DEFINITIVE GUIDE TO DEALING WITH A SURPRISE DIVORCE